Power UP Your IRA using Options

Dynamite IRA Checkbook Control Trust Strategy.

Option a property with a $500 check from your checkbook. Sources are out of town owners,

expired listings, vacanthouses, etc. Three months to close. Price – wholesale, less realtor,

advertising and other marketing costs. Schedule a highest bidder sale. Use flyer ads,

bandit signs, and all other local media at your disposal.

Investors are netting $10,000 and more on these sales. You can do the same. Pay

someone else to do the work so you do not have a conflict with your IRA. Jackie Lange

at Cash Flow Depot has information on that topic. It would be a good investment.

Options deliver the highest leverage and the least risk than any other investment tool.

They can be used for personal property, notes, and real estate. Options are salable,

exchangeable, portable, mostly invisible, assignable, mortgageable and have many

features that are not available with other devices.

Unknown Uses for IRA Checkbook Control Trusts

All IRA accounts can have a Checkbook Control Trust.




~Health Savings Account   HSA

~Education Account   Coverdale

The responsible party could be making dramatic earnings for the future healthcare and education of children and grandchildren. They can also be making large gains in their own retirement accounts.

Qualified Pension Plans can also use a Checkbook Trust. They include:

~Defined Benefit Plans

~Defined Contribution Plans

~Individual 401(k) Plans

~403b Plans for teachers

~457 Plans for state and federal employees

These plans can be taken at retirement and rolled over to an IRA custodian. They can be then moved to an IRA Checkbook Trust and invested in real estate, notes, personal property, stocks, etc.  Pension plan administrators often do not advise the retiree of their options. They direct them to the annuity amount that they will be receiving.


The retiree with the Checkbook Trust can usually outperform any annuity payments. When the retiree dies, his heirs inherit the assets of the trust. The retiree with the annuity leaves  NO residual amount to his heirs. A major difference.


The availability of millions of non-performing mortgage notes has presented investment opportunities for passive investors. Large companies borrow money from hundreds of investors, offering them a preferred return of about 10%. They buy large packages of these notes at a major discount. They have staff people who arrange a workout with the buyer at a lower payment and/or a longer-term. These re-performing notes are offered to the investors at returns of about 12 to 14%.

The Supreme Court of the US ruled in June 2015 that borrowers could not escape second mortgage debt by declaring bankruptcy because the home had little or no equity. Improved market conditions and prices nationwide have increased the safety and performance of these junior liens. A whole industry of note buyers and rehabbers has emerged just as the industry of real estate investors and rehabbers was developed years ago.


There are many at investment opportunities for retirees that do not wish to own and manage real estate or notes. There are many safe and secure non-traded Real Estate Investment Trusts that pay 6.5% to 7% return. They also grow in value and pay down debt, if there is any.


I recently helped a retiring police officer move her $1 million retirement account to an IRA administrator. She then moved the money To a Checkbook Trust in her corner bank. She is now investing in real estate full-time and is outperforming the annuity by 100%. 

Tell your family and friends about these opportunities.



Ten Strategies That Yield 25% To 200% Year

Ten Strategies That Yield 25% To 200% Year

1) Options – Leverage w/o debt.

2) Contracts – Use IRA funds for contract consideration.

3) Buy & Sell Property

4) Wrap Loans – Borrow $98,000 at 8% interest.

5) Balloon Mortgage – Buy the balloon portion of a

6) Pay Day Loans – There are more payday loan outlets
in the US than thanks.

7) Buy Notes/ Sell Partial – Buy note at a 15% yield
and sell it at a 10% yield.

8) Sandwich Lease

9) Buy for ½ – Option Back

10) And many more…

Control Your IRA

Less than 2% of American IRA owners have checkbook control of their funds. Why are billions of dollars tied up in money markets, mutual funds, CDs and other non-performing assets?

Stockbrokers, financial planners, bankers, insurance companies and other advisers do not explain the options available to every IRA owner. That is, that the owner can roll his IRA over into an IRA custodian and direct the investments himself into real estate, mortgages, notes, options and other profitable investments. I, along with many real estate investors have been using this self-directed approach for many years after developing the documents and strategies used. I see people doubling the value of their IRA account in a year or two. Returns of 20% to 50% are common by using the power of options.

The safest and most productive place for your investments is in a place that you choose without any person or institution between you and the investment. An investment in the stock market has two dubious and unnecessary people in the loop. A stockbroker paid on commissions and a corporate president and staff paid on short-term performance. There are many examples of broker and corporate failure. Enron, MCI, Lehman Brothers and the like have lost billions for their stockholders.

The stock market is the only game that many people know and they take advice from their broker. In 2010 the stock market is at the same place it was 10 years ago. Investors that have some experience with real estate are exposed to many opportunities that can benefit their IRA.

IRA rules allow direct investment in real estate ownership, mortgages, deeds of trust, options, leases, easements, remainder estates and other instruments. This report will describe the following steps:

  1. The selection and criteria for an IRA custodian.
  2. An analysis of trust benefits compared to a LLC.
  3. A review of the approved trust.
  4. The approval of your proposed trust by the custodian.
  5. The process of choosing your trustee.
  6. The process of setting up the trust bank account
  7. The procedure to move your funds to the trust account.
  8. Operating the account within IRA rules.
  9. Reporting the year-end value to the custodian.
  10. High return investment strategies.


Leverage w/o debt. Option properties with IRA funds used for the option consideration,
usually $500 or $1000. Sell or assign the option to another investor for $4000 or $5000, a common investor profit on a property that has good potential gain for the final investor. Options are the best technique for IRA investments to yield large gains from small investments, without risk. A book, “Secrets of Lease Option Profits” by Jack Shea is a complete description including forms and contracts (180 pages) of the legal and tax aspects of option contracts. The book and CD containing the forms can be ordered from this publisher ($55).

Buy Notes / Sell Partial

Buy Notes / Sell Partial – Buy note at a 15% yield and sell it at a 10% yield. A $25,000 note at 9% interest with 15 years remaining would cost $18,000, purchased at a 15% yield. If sold at a 10% yield to another IRA investor, they would pay $23,500. A $5500 profit for your IRA in a short period of time.

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